Best Money Earning Apps Without Investment

Do you want to make money in your spare time without spending any money? If the answer is yes, these money-making apps without investment are perfect for you. I’ve been testing ways to make money with phones for years. In this post, I’m sharing 12 of my all-time favorite methods to earn money with your […]

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Do you want to make money in your spare time without spending any money? If the answer is yes, these money-making apps without investment are perfect for you.

I’ve been testing ways to make money with phones for years. In this post, I’m sharing 12 of my all-time favorite methods to earn money with your phone without any investment.

I’m covering a mix of survey, reward, and gaming apps for both Android and iOS, so anyone can start earning.

Want more money ideas while you try these apps? Check out:

  • EarnIn: Borrow $100 a day against an upcoming paycheck!
  • ClearOne Advantage: Get qualified debt relief help if you have $15,000+ in credit card debt!

The Best Money Earning Apps Without Investment

1. Branded Surveys

Branded Surveys is a leading survey website available in the United States, Canada, and the UK, now with a mobile app for on-the-go surveys.

  • Earnings: $0.25 to $2 per survey
  • Cash Out: $5 minimum
  • Rewards: Gift cards and PayPal cash
  • Bonus: $1 sign-up bonus

Try Branded Surveys!

2. Freecash

Freecash is a new rewards platform with over 100 ways to earn, including downloading apps, watching videos, and playing games.

  • Earnings: Over $80 with minimal testing
  • Cash Out: PayPal, crypto, and gift cards
  • Platform: Website and Android app

Try Freecash!

3. Capital One Shopping

This app helps online shoppers save money by automatically applying available coupon codes at over 30,000 stores.

  • Feature: Amazon price-comparison tool
  • Rewards: Gift cards for shopping at partner merchants

Start saving with Capital One Shopping!

4. Cash Giraffe

Cash Giraffe is an Android gaming app that pays you to play new games, with a low cash-out threshold of $0.20.

  • Earnings: Variety of games with frequent updates
  • Cash Out: PayPal and gift cards

Try Cash Giraffe!

5. Survey Junkie

Survey Junkie is a simple-to-use survey app that pays well for your opinions.

  • Earnings: $1 to $3 per survey
  • Cash Out: $5 minimum
  • Rewards: Gift cards and PayPal

Try Survey Junkie!

6. Rewarded Play

Rewarded Play lets Android users earn money by playing games. Cash out starts at $5 with a range of gift cards.

  • Platform: Android
  • Rewards: Gift cards

Start earning with Rewarded Play!

7. MyFreeApp

MyFreeApp offers a variety of ways to earn by trying new apps and games.

  • Earnings: PayPal cash at $1 minimum
  • Bonus: $1 bonus with promo code WEBMONKEY

Start earning with MyFreeApp!

8. Prime Opinion

Prime Opinion is an international survey site that’s easy to use and pays for your opinion.

  • Earnings: $0.10 to $3+ per survey
  • Cash Out: $5 minimum
  • Rewards: Gift cards and PayPal

Sign up for Prime Opinion!

9. InboxDollars

InboxDollars offers various ways to earn, including surveys, videos, and shopping, with a $5 sign-up bonus.

  • Earnings: $15 minimum cash out, $10 for future cash outs
  • Rewards: PayPal and gift cards

Get $5 from InboxDollars!

10. Scrambly

Scrambly is a new rewards site that offers high-paying tasks like downloading games and answering surveys.

  • Earnings: Up to $55+ per task
  • Cash Out: PayPal at $1, gift cards available

Start making money with Scrambly!

11. Five Surveys

Five Surveys offers straightforward surveys with a competitive payout of $1 per survey.

  • Earnings: $5 minimum cash out
  • Rewards: PayPal and gift cards

Start earning with Five Surveys!

12. Swagbucks

Swagbucks is a well-known app that pays for surveys, gaming, shopping, and more.

  • Earnings: Cash out with gift cards at $1, PayPal at $5
  • Platform: Android and iOS

Start earning with Swagbucks!

Additional Money-Making Apps

13. Nielsen Panel

Nielsen Panel pays you $50+ per year to share your browsing data.

Try out the Nielsen Panel!

14. Honeygain

Honeygain lets you earn passive income by sharing your internet bandwidth.

  • Earnings: PayPal cash at $20 minimum, JumpTask crypto anytime

Try Honeygain!

15. Money Well

Money Well pays you to play games with a low cash-out threshold of $0.50.

  • Platform: Android

Start earning with Money Well!

16. Mistplay

Mistplay pays you to play new Android games, with a low cash-out threshold of $0.50.

Start earning with Mistplay!

17. Cash-Back Apps

Cash-back apps pay you for shopping. Top apps include:

  • Bridge Money
  • Ibotta
  • Fetch
  • Dosh
  • Pogo
  • Upside

Earn passive income with Bridge Money!

Best Money Earning Games Without Investment

Some of the top games include:

  • Cash Giraffe (Android)
  • Freecash (PC)
  • Rewarded Play (Android)
  • Lucky Match (iOS)
  • MyFreeApp (PC)
  • Swagbucks (PC)

How Much Can You Earn?

Realistically, you can earn $10 to $50 a month with these apps. It’s not a full-time income, but it’s an easy side hustle.

Final Thoughts

These are 12 of my favorite money-earning apps without investment. There are many ways to make money online without spending anything. If you want more ideas, check out my post on the 25+ highest paying apps for both Android and iOS devices.

Start earning today!

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